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First Time Home Buyer

State Programs

Nearly every state in the country offers special programs for first time home buyers. Many of these programs are outright grants, meaning the money is a gift and it doesn't have to be paid back. Also, many programs offer below market interest rates to make buying your first home much more affordable. Every first time home buyer should thoroughly investigate all programs that are available. The small effort that is required will be well worth it. Simply click on your state below.

In addition to the state programs, there are federal funds and grants available to first time home buyers through the Homes and Communities program of the US Department of Housing and Urban Development. On their website you'll find complete grant information, application forms, descriptions of available funds, as well as many other helpful tools.

Every potential first time home buyer should investigate what they have to offer. You can visit the website by clicking on US Dept. of Housing and Urban Development. Finally, there is a website that lists all grant programs available through the federal government, Grants.gov. First time home buyers should plan to spend the required time investigating to determine how many specific grants they may qualify for. You can visit the website by clicking here.

First Time Home Buyer Programs and Resources in Your State:

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