First Time Home Buyer Loan

If you are looking for a first time home buyer loan, you'll find it here. It is our utmost desire to assist you in reaching the goal of buying your first home. We know that getting a first time home buyer loan is one of the largest hurdles to overcome in the process of buying your first home. That's why we've gathered the most helpful loan resources together on this page to make things as easy as possible for you.

You won't find a ton of ads, nor will you find a lot of fluff, just helpful first time home buyer loan information. If you haven't been there already, we suggest you visit our home page where you'll find a 16 step guide to buying your first home. Whether you realize it or not, you will accomplish each of the 16 steps listed, but you'll save time and avoid costly mistakes by simply using the information provided there. You can find our home page by clicking here: First Time Home Buyer.

We suggest you make those 16 steps your personal checklist for buying your first home. If so, be sure to bookmark the site so you can refer back to it often.

There are several lenders that stand head and shoulders above the rest when it comes to providing loans to first time home buyers. At the top of the list is ING. They provide mortgage loans from coast to coast. Their rates are among the best available. Their staff is knowledgeable and friendly, and is happy to work with first time home buyers. We have yet to hear even one complaint from any borrower. You can apply at ING DIRECT Orange Mortgage. It's fast, free to apply, and you are under no obligation.

America's Lending Partners is another lender ideally suited to the first time home buyer.  America’s Lending Partners’ free loan request service will match you with up to four lenders to help get you the lowest interest rate. Also, they help people with less than perfect credit. If that is you, we suggest you give them a try. Simply click on the highlighted text and you'll be forwarded to their simple application page.

Finally, we would like to suggest a lender to those first time home buyers that are self-employed. If that is you, we recommend that you give the good folks at Green Point Mortgage an opportunity to provide your loan. They have a no documentation program where there is no income, no asset, and no employment verification. This is especially beneficial to self-employed individuals who tend to have many deductions on their income tax returns - which lowers the net income. If your net income is too low, you will not qualify for the loan. A no documentation loan is the perfect choice for those in this situation.