Maine First Time Home Buyer Programs and Resources

If you are a potential first time home buyer in Maine, we welcome you! It is our utmost desire to assist you in reaching the goal of buying your first home. We've gathered the most helpful, beneficial resources together on this page to make things as easy as possible for you.

You won't find a lot of ads, nor will you find a lot of fluff, just lots and lots of helpful first time home buyer information. If you haven't been there already, we suggest you visit our home page where you'll find a 16 step guide to buying your first home. Whether you realize it or not, you will accomplish each of the 16 steps listed, but you'll save time and avoid costly mistakes by simply using the information provided there. You can find our home page by clicking here: First Time Home Buyer.

We suggest you make those 16 steps your personal checklist for buying your first home. If so, be sure to bookmark the site so you can refer back to it often.

While you are working on those 16 steps, you'll also want to check what is available for first time home buyer financial programs in Maine. The first place to start in that search is the Maine State Housing Authority. They provide generous assistance to first time home buyers in the form of grants to help with the down payment as well as closing costs.

The Maine State Housing Authority has a down payment assistance program  for eligible home buyers who meet specific moderate income limits to help with down payment and/or closing costs.  Check and see what is available and if you qualify....

To visit the website of the Maine State Housing Authority simply click on the highlighted text. In certain situations they will provide loans for the down payment for first time home buyers. It is a great program for first time home buyers and is worth investigating. Simply go to their website above for complete information.

There are other homeownership programs available through the Maine State Housing Authority. You can visit the website by clicking here. You'll find information on income limits in order to qualify for the first time home buyer program, program descriptions, a list of approved lenders, and a host of other first time home buyer resources.

In addition to the state programs, there are federal funds and grants available to residents and first time home buyers in Maine through the Homes and Communities program of the US Department of Housing and Urban Development. On their website you'll find complete grant information, application forms, description of available funds, as well as many other helpful tools.

Every potential first time home buyer should investigate what they have to offer. You can visit the website by clicking on US Dept. of Housing and Urban Development. Finally, there is a website that lists all grant programs available through the federal government, Grants.gov. First time home buyers should plan to spend the required time investigating to determine how many specific grants they may qualify for. You can visit the website by clicking here.

We will be adding more resources to this page as we discover them and/or they become available to first time home buyers in Maine, so please do bookmark this site and check back often! In the meantime, please do look around and get the most of the information that is here.